Panel 1:

Virginia walks in the door and sees Natasha sitting at the counter. "We don't open until nine, what gives?" says Virginia. "Oh, good morning Virginia!" says Natasha.

Panel 2:

"Well, I couldn't sleep so I came down and opened up early." explains Natasha.

Panel 3:

"You know," Virginia says, "I was supposed to open today. You could have called and let me sleep in."

Panel 4:

"Oops, sorry." Says Natasha. "Also you forgot to start the coffee" says Virginia.